The Services Behind CFO-Level Control

From clean monthly books to CFO-level strategy, a fractional finance department built for owner-operated businesses ready to move from back-office chaos to engineered profitability.

What Do Fractional Accounting Services Include?

Fractional accounting services give a business a complete finance department on a monthly fee instead of a payroll line. At Fox & Partners that means four functions working together: bookkeeping that records the past accurately, controller oversight that turns records into a management tool, CFO strategy that decides what happens next, and cash flow forecasting that keeps all three tied to the bank balance.

A bookkeeper tells you what happened. A controller tells you what is happening. A CFO tells you what is next. Most $2M to $15M businesses are missing at least one of the three, and the gap usually shows up the same way: revenue looks strong, the owner still feels underpaid, and nobody can say exactly why.

You can start at any layer. If you want the entire accounting function handled rather than one role filled, that is our outsourced accounting services engagement, which packages all four functions into one monthly relationship.

Every plan comes with a written guarantee behind it.

Outsourced Bookkeeping

Clean, accurate financials delivered on a guaranteed timeline, so every decision is based on facts instead of a QuickBooks file nobody has touched in months.

Fractional Controller

Controller oversight turns your financials from a record into a management tool, with KPIs, job costing, and a monthly review that shows what is actually working.

Fractional CFO

CFO strategy drives the future. Margin analysis, fundraising support, and growth or exit planning, for a fraction of the cost of a full-time CFO hire.

Outsourced Accounting

Rolling forecasts and 12-week cash models that show what is coming, so payroll, hiring, and capital decisions are made with a plan instead of a guess.

Proof in Action

400%

Increase in cash reserves for a $100M trucking company

-$17K to +$37K/mo

Monthly cash flow swing for a mortgage firm

$10M+

Secured in client funding

You Get a Structure, Not a Person

A Department, Not a Contractor

When you work with Fox & Partners you do not get a person. You get a bookkeeper, a controller, and a CFO. That means checks and balances, and built-in redundancy. If one team member is out, your business does not skip a beat. If your only in-house hire quits tomorrow, you are not starting over.

Understanding your business is not about who sits closest to your office. It is about pattern recognition: margins, cash flow trends, department performance, forecasting, cost structure. That is what a structure gives you that a single hire cannot.

There are two ways we deploy it. If you have no internal finance team, we install the full department and run it. If you already have bookkeeping or accounting staff you like, we supply the missing controller and CFO layer, review their work, and coach them. Either way, you hire nobody. We explain how the layers separate as a company grows in our breakdown of controller vs. bookkeeper roles.

The Math is Undeniable

 
Traditional Full-Time Hire
Fox & Partners

Cost

$12,500-$30,000+/mo
PLUS benefits, PTO, payroll tax, and overhead
$1,500-$8,000/mo flat

Skill Depth

One person, one skill set
Full Department: Bookkeeping team, Controller, CFO Leadership

Coverage

Turnover and rehiring risk
U.S.-based accountants, controllers, and CFOs with no single point of failure

Scope of Value

Records transactions
Diagnoses margin leaks, forecasts cash driver growth strategy

What Our Clients Have To Say

Decorative: Quote

Hurley has been a huge help to me! He helped me with planning personal finances to business planning and finances. He thinks outside the box to solve problem pertaining to business growth which is very crucial for any size business. He also holds you accountable to put plans in motion and not procrastinate which can be a huge set back for business owners.

Kelvin Hamlett
Icon: StarIcon: StarIcon: StarIcon: StarIcon: Star

Key Takeaways

  • A finance department has three layers. Bookkeeping records the past, controller oversight manages the present, CFO strategy plans the future.
  • Most $2M to $15M businesses are missing at least one layer, and the symptom is strong revenue with weak owner take-home.
  • A full-time controller or CFO costs $12,500 to $30,000+ per month once benefits and overhead are counted. The fractional structure runs $1,500 to $8,000 per month, flat.
  • You can start at any layer and add the next when the business is ready. No hiring is required in either deployment model.

Common Questions Before You Get Started

What is the difference between a bookkeeper, a controller, and a CFO?

A bookkeeper records transactions, reconciles accounts, and handles accounts payable and receivable. A controller reviews that work for accuracy, owns the month-end close, and builds the reports and KPIs leadership uses to manage. A chief financial officer (CFO) uses those reports to set strategy: margin improvement, forecasting, fundraising, and exit planning. Most growing businesses need all three functions, and very few need all three as full-time hires. Our full breakdown of controller vs. bookkeeper responsibilities covers where the line falls.

Do I have to buy all four services together?

No. Bookkeeping is the foundation and every engagement includes it, because controller oversight and CFO strategy both depend on accurate records. Above that, you add the layer your business actually needs. Many clients start with bookkeeping and a controller, then add CFO strategy when they are planning a raise, an acquisition, or an exit.

What size business do you work with?

Fox & Partners works with owner-operated businesses in roughly the $2M to $15M revenue range, most often in construction, real estate, and professional services. Below about $1M in revenue the fractional structure is usually more than a business needs.

How is this different from hiring a full-time controller or CFO?

A full-time hire gives you one person with one skill set, plus benefits, payroll taxes, PTO, and the risk that they leave. A fractional department gives you a bookkeeping team, a controller, and a CFO working together for a flat monthly fee, with no single point of failure. The all-in cost difference is typically $12,500 to $30,000+ per month against $1,500 to $8,000 per month.

Can you work alongside my existing bookkeeper or CPA?

Yes. That is one of our two standard deployment models. If you already have accounting staff you trust, we supply the controller and CFO layer above them, review their output, and coach the team. We also coordinate directly with your CPA so tax season stops being a scramble. You can see the full sequence in how we work.

How quickly will my books be clean?

Within 10 weeks of onboarding, guaranteed, or your money back. Most clients feel the difference in the first month as reconciliations catch up and the monthly close lands on schedule.

See How It All Comes Together

Your revenue already proves the business works. Now let’s make sure the cash agrees with it.

Every plan comes with a written guarantee behind it.