Personal CFO Solutions: A Small Business Case Study

Improving Cash Flow for a Blue Collar Business

At a Glance

This client knew that they should be taking home more money but didn’t understand their current financial situation or how to improve it.


This client had a successful landscaping business that was grossing around $1M annually. While they were grossing quite a bit of money, their take home pay was low and they weren’t sure where all the money was going. There were also inefficiencies in the business that costed hundreds of thousands of dollars each year and dozens of work hours each week.

The Solution

We first set up weekly meetings with the client to educate them on their financial situation. Then, we created a spreadsheet which included all debt and set up a payment schedule. Next, we set up business practices that lowered past due accounts receivable, increased cash flow, and cut expenses.

Image showing three key points of financial education, goal structure, and controller services

The Results

  • Debt Repayment

    Financial education and organization led to a focused approach to paying off large amounts of high-interest debt.

  • Increased Cash Flow

    By lowering monthly debt obligations, collecting quicker on AR, and cutting some monthly expenses, cash flow greatly increased.

  • Improved Accounts Receivables

    In addition to addressing and collecting old accounts receivables, we helped the client put together processes to keep a healthy accounts receivable.

Key Metrics

  • $240K

    Annual profit generated,

  • 3

    Months of dedicated work to improve cash flow.

  • 50%

    Debt reduction.

Let’s Work Together

With a wide range of knowledge, including finance, marketing and vision building and an ability to bring-in and communicate with various specialists to ensure optimal care, Fox and Partners is uniquely suited to bring to the business world what the medical world has had for decades – a warm first point of contact, a professional with a breadth of knowledge and coordination for all of your business and financial needs.